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Mount Carmel PA | Northumberland County | Single Family
Starting Price: 80,000
Property Taxes: 654
3 Bed / 1 Bath
1,150 Sq Ft
Oil/Hot Water Heating
On-Street Parking
Unfinished Basement
Public Water & Sewer
Projected Rent 1,300/mo
Most Recent Lease in Place 1,200/mo
+ Deal Summary:
This seller-finance single-family opportunity in Mount Carmel, located in Pennsylvania, offers cash flow and creative financing, which gives investors strong cash flow with minimal capital outlay (perfect for long-term hold). Priced at $80,000 with just $21,000 down, the 5.5% interest rate and 20-year amortization create an affordable $681 monthly mortgage payment, keeping total operating costs around $808.67 per month. At a projected rent of $1,200, the property generates approximately $391 per month in cash flow, or $4,696 annually, delivering an impressive 42%+ cash-on-cash return on a $21,000 total investment. With low property taxes, public utilities, and solid fundamentals, including oil/hot water heating and an unfinished basement for added value potential, this 3-bedroom home presents a stable long-term rental play. The 4-year balloon structure also creates a built-in exit strategy, with an estimated remaining balance of around $86,500, positioning investors for a refinance or resale with equity growth potential.
*Remember, you miss 100% of the shots you don't take, so don’t hesitate to submit that offer!*
🏷️ Financing is Either Cash or Hard/Private Money*
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